[Proposal] Diversifying Treasury with Maple Finance – Institutional Yield + Boosted Rewards via Maple Drips

[wasabi]

gm @andret thanks for writing up this proposal.

@andret

This proposal recommends allocating $100,000 from Gitcoin DAO’s treasury to Maple Finance’s institutional lending pools to earn predictable yield while diversifying away from a heavy GTC exposure.

can you provide URLs to the institutional lending pools?

@andret

Gitcoin’s treasury today is heavily concentrated in GTC, which makes us vulnerable to market swings and limits our options to sustainably fund grants.

Are you aware of the treasury diversification efforts with Avantgarde, can you outline how your approach is better?

@andret

By converting $100,000 into stablecoins and deploying it in Maple Finance’s vetted institutional lending pools (USDC or USDT), we can earn ~6.3–6.6% base APY from overcollateralized loans to KYC’d borrowers like trading firms and market makers.

Committing this capital via Maple’s Drips rewards program for an initial 3-month period adds an average ~3.5% APY in additional rewards. That gives us a total target yield of ~9.8–10.1% while keeping risk manageable.

How liquid are those lending pools? Is there any “cooldown” period before the unwinding is completed?

@andret

They use Pool Delegates to approve borrowers and manage risk. These pools survived the 2022 meltdown and have gotten stricter in Maple V2. For us, it’s a way to earn stable, predictable yield by supporting real institutional lending activity on-chain.

Maple’s smart contracts are battle-tested, with multiple audits (Spearbit, Halborn) and an active Immunefi bounty program.

can you provide Docs to the Pools Architecture or URLs to the Audits?